Add cottage cheese and honey to a high-speed blender, food processor, or use an immersion blender. Blend until completely smooth and mousse-like. Taste and add more honey if desired. Add cream cheese or Greek yogurt here if using.
Prep the berries.
Hull and chop strawberries into bite-sized pieces. Keep blueberries and raspberries whole.
Layer.
In individual cups, jars, or a large trifle dish, alternate layers of whipped cottage cheese and fresh berries until full. Finish with a layer of berries on top.
Garnish and serve.
Dust with crushed Biscoff cookies or graham crackers. Serve immediately, or refrigerate and add the cookie crumble right before serving.
Notes
Make ahead: Layer the cottage cheese and berries up to 24 hours in advance and refrigerate covered. Add the Biscoff crumble right before serving so it stays crispy.